thank you for your nice posting! There are of course more credit cards in Germany than the ones we mention here. Barclay New Visa Card Von Alex / Juni 17, 2022 / debit card, germany. From TransferWise to only Wise but the services grow! Lets take a look. To use your prepaid credit card for such purposes, you need to have wired enough money onto the credit card before you can use it. Here's an explanation for how we make money I am thinking of cancelling this card and applying for another one. ; MasterCard Red with PayPass technology 5466 - Citibank, MBNA & Chase World MasterCard Credit Cards, 546604 - First USA Banke, N.A. . Create a Custom Card Pre-designed Gift Cards Save time and choose from 100's of unique designs perfect for all occasions. Comdirect is ideal for new arrivals in Germany. motor vehicle insurance within Germany and abroad. Which gift cards can you use, internationally? Difficulties came up again and again. How does one buy gift cards in the US that are good in Germany? This could be different insurance companies depending on the customers requirements. But for the next three years, one does not need to pay and card fees anymore. This is the only card in this comparison that does not have embossing and thus might be identified faster as a prepaid credit card. Hi! In this guide, we will review and compare the best prepaid credit cards in Germany without a SCHUFA credit check, here is a quick summary: After reading this guide, you will have a better understanding of why a prepaid credit card is a good option, and you will be able to pick the right provider for your usage and needs. However, most other payment platforms now rely on dual-message debit and credit cards, where when you swipe your card, your bank makes a "promise" to the merchant that the money will be there. Did I understand you well, and the best options for these requirements is DKB or comdirect? Apply successfully for a loan in Germany (being an immigrant)!? Both banks offer their current account and credit cards for free. No, your virtual prepaid card is not reloadable and cannot be transferred. How does it work in Germany for Amex? Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Doesnt it sound very wrong that they are giving it on the basis of nationality? I am passionate about testing credit cards and services! We sold our first digital gift card in Germany in 2014. for the first 6 months after card registration. For example, you can buy prepaid card at the gas station. Do you have any tips or opinion on how the DB credit card is? However, Visa does offer some gifts cards that can be used abroad through banks, such as the PNC Bank Visa Gift card. Thank you! Plastic GiftCard Virtual e-GiftCard Send a virtual GiftCard anywhere in the world. In Germany there are free providers of debit cards. BIN numbers for MASTERCARD There are 49,857 BIN numbers for MASTERCARD in our database. Any linked debit or credit card. You will receive the code directly by email, so that you can use the credit immediately. Thank you very much! Personalized Gift Cards Customize with your favorite photo and personalized message right on the card! It is based on standards and agreements developed by the German Banking Industry Committee.. German girocards are usually co-branded with Mastercard's Maestro/Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. The insurance package is usually bought through a higher annual fee for the credit card. 2.Follow the on-screen instructions, including entering your card number manually or taking a picture of your plastic card. The German head office of AMEX in Frankfurt/M. 5,98 euros) +1,75% foreign currency fee on non-euros ATM cash withdrawal 1,75% foreign currency fees no English website for the prepaid card. cancellation insurance for journeys Alternatively if you are able to transfer money to an account their parent(s) have, you can do that and have the parent(s) select some gift cards in Germany. However, the rechargeable Visa credit cards and MasterCards are colloquially called prepaid credit card in Germany. Simply give it a try and see, up to which credit line you can get. I live in Germany for 1 year and needed to buy furniture. However, one cannot pay everywhere with a credit card and sometimes one can find signs stating Card payment possible from Euro 10 in the stores. gift card olympic: 105: bananacoast community credit union limited: 104: commercial bank of ethiopia: 104: nepal sbi bank limited: 104: albaraka turk katilim bankasi a.s. 103: banco de caja espana de inversiones salamanca y soria s.a. 103: romanian commercial bank s.a. - banca comerciala romana s.a. 103: bank of the philippine islands: 100 . I am looking for a credit card with no annual fees, without charges and that allows me to make payments abroad for free..(by abroad I mean anywhere in the world, not just Europe) I think I prefer to have a visa.. as it it the most accepted card online and in stores generally, at least in germany.. Still, the provider gains new customers every day and is growing. Choose from more than 10 different templates. We maintain a firewall between our advertisers and our editorial team. The merchant does not accept Mastercard Debit Cards or Discover Cards. Everywhere in Germany where you see you card symbol Visa or Mastercard, you can pay with the card. That is the price to pay for not having to prove good credit. thanks. A bit tricky: For a successful account opening you will need a bit of credit history in Germany. Our vision is that buying prepaid cards online should be easy, fast and convenient. BIN Scheme Type Category Country; 510000: MASTERCARD: CREDIT: ROMANIA: 510001: MASTERCARD: CREDIT: GOLD: GREECE: 510002: MASTERCARD: CREDIT: STANDARD . 0.3.% of sales. Having said that, do you think the amex platinum is really convenient considering the price (600 per year)? One of the best rewards cards for travelers is the Capital One VentureOne Rewards Credit Card. In contrast to the USA, one does not have to work for or earn the credit card colours through years of payments. German banks offer not always, but very often a better service. What to do when you lose your 401(k) match, credit card with no foreign transaction fees, Capital One VentureOne Rewards Credit Card, 7 tips for using credit cards while traveling. Bon-Kredit Euros 1,000,000 in loans are paid daily! Use the card number, security code and expiration date to make your online payments securely. Hi Tanja, , GiftCard iCard Visa. Anyway, Amex does not belong to the top cards in Germany. Usually for me is: the seller asks for how many instalments I want, then he configure the credit card machine with the total amount and the instalments I choose, and thats it, he receives all the money at once from the credit company, I pay in the number of instalments that I choose in that moment. Then you can spend your card on any ecommerce website using the 16-digit card number, the Valid Thru date, and the 3-digit security code. So, I will pay the full price for the furniture, and the total amount will be directly debited from my account? What are the best prepaid credit cards in Germany. Think no foreign transaction fees. I was wondering if I could ask you a few questions in regards to this topic or if someone would be willing to help me. California Consumer Financial Privacy Notice, 3% of the U.S. dollar amount spent per transaction, No activation fee, Cashpass mobile app, Bill pay, Plan fee: $6.95 Inactivity fee: $3.95/month. I was able to increase my limit this way up to a high four-figure amount. With some it works, with others not yet. The foreign currency fee is only 1,5%, and cash withdrawals only have a 2% fee (a minimum of 2,50 euros). Hi Tanja, I have worked in Germany in 2008 -2011, and opened in DB Gold Master Card. (Germany) ,Mint MasterCard Credit Card and Capital One UK: 5466: Citibank, MBNA & Chase World MasterCard Credit Cards, 5466 04: Click to view all of the codes now. In Germany, the term credit card is not always meant for a card with real credit line. Whether it is payment cards, gaming credit or mobile phone credit - Dundle has got you covered! The payment should be the same as a normal shopping. Mastercard Black&White Card 2. I am already client of amex, but in my original country, where I have an amex corporate, for free but with limited additional services/benefits. I guess that the credit card offering by the Commerzbank is good, but probably not the best (we focus on the best German offerings here ). There's no points earning system in Germany, nor is cash back a thing. This process can be repeated several times. I have 300 euro debt, but this month I cannot pay it. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. I applied for a credit card from then and got rejected. Celebrate a friend's birthday or a loved one's wedding shower with a Vanilla Visa Gift Card. If you would like any changes regarding existing cards, please contact your bank directly. Customise your gift with a personal message. Our editorial team does not receive direct compensation from our advertisers. Also, you will receive an IBAN. Nowadays, even the prepaid credit cards are available in the supposedly coveted colours for a relatively small fee. Without income and creditworthiness check, you can open the MasterCard with a Smartphone-current account. The Mastercard Virtual gift card is sent by email and generally arrives within 15 minutes of your purchase. Thanks so much. Apply for credit line through another person? The only requirements are: can be ordered online, possibility to transfer funds via SEPA transfer or topup with other card (like Revolut offers). It is very difficult to find a solution if I have a problem even with the Customer Service. Do we have to inform the bank in person every time we travel or can we do this online ourselves? It would probably be easiest to take a credit card of the Commerzbank, as this bank already knows your creditworthiness and your income. Could you recommend me the cheapest DE prepaid card, which non-German citizens/residents can get. I moved to Berlin around 6 months ago and I found your page very helpful with settling into Germany (opening an account and payment methods). Approximately 1/3 of the customers postpone a huge sum of credit card debt. Often, it is ones own feeling that one deserves to have a gold or platinum card. Whenever we travel to another country outside of the EU eg. American Express only plays a minor role in Germany. 8. A transaction fee of up to 2% will be applied to any payments made outside the U.S. As with all cards, you can apply efficiently online. Home equity line of credit (HELOC) calculator. Both is free of charge with the free DKB Visa Card. Some credit card companies offer to withdraw cash (Bargeld) from the ATM (Geldautomaten) free of charge.